True Cost & Guide · Bonita Bay · Lee County

Bonita Bay: True Monthly Cost

Price range $350K–$5M+. HOA, CDD, Lee County taxes, and insurance — the complete picture before you tour.

Bonita Bay's club initiation fee ($30,000–$75,000) is often the largest financial surprise buyers encounter after going under contract. Budget for it before you tour. The five golf courses, 186-slip marina, and private Gulf beach park via water taxi make this one of the most complete resort communities in Southwest Florida — the fee complexity reflects the infrastructure cost.

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Monthly Cost Summary

ComponentMonthly Estimate
HOA$400–$700 (master+village)
CDDVerify per parcel
Property taxes (Lee County)~$505–$1,055/mo at $600K–$1M
Insurance$400–$1,200
Estimated all-in$1,305–$3,955+/mo

Planning estimates only. Pull the actual parcel tax bill and get real insurance quotes before closing.

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