HOA, CDD, Lee County property taxes, and insurance — the complete all-in monthly cost picture for Cinnamon Cove. Price range: $250K–$500K.
Cinnamon Cove is one of the most consistently value-rated 55+ communities in Lee County — no CDD, reasonable HOA, access to Fort Myers Beach at 15 minutes, and an established resident community. At the $250K–$400K price range, true all-in monthly costs can be under $1,000/month, making it one of the lowest carrying cost 55+ communities with genuine amenities in Southwest Florida.
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Talk to a Specialist →| Component | Monthly Estimate |
|---|---|
| HOA | $250–$400 |
| CDD | None |
| Property taxes (Lee County, ~~1.10%) | ~$340–$640/mo at $500K |
| Homeowners insurance | $280–$500 |
| Estimated all-in at $500K | $895–$1,345/mo |
Estimate uses $500K purchase, homestead yr 2+, ~1.10% effective rate. Verify all figures — actual costs vary by parcel, phase, and construction vintage.
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Get the actual HOA budget and current fee schedule from the HOA directly. Pull the county parcel tax bill for your specific address and identify all non-ad valorem lines. Get insurance quotes from at least two independent brokers before closing — not after.
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