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Talk to a Specialist →Monthly: $120K Condo, Cash
| Expense | Monthly |
|---|---|
| HOA | $420 |
| Property Tax | $130 |
| Insurance (HO-6) | $40 |
| Electricity | $85 |
| Total | $675 |
$675/month looks affordable. But at 60 years old, special assessments for SB 4-D compliance could add $5,000–$25,000. A $15,000 assessment adds $125/month if amortized over 10 years, pushing the real monthly to $800.
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