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Talk to a Specialist →The Gated Golf Value
Highland Fairways offers what Sandpiper cannot: gated security with a private 18-hole executive golf course. The HOA runs $217/month ($2,604/year), covering lawn care, internet, sewer, and trash. Golf membership is separate and deliberately affordable — annual memberships, seasonal rates for snowbirds, and low daily green fees.
Complete Annual Cost ($260K Home)
| Item | Annual | Notes |
|---|---|---|
| HOA | $2,604 | $217/mo. Lawn care, internet, sewer, trash. |
| Golf Membership | ~$500–$1,200 | Annual and seasonal options. Low daily rates also available. |
| CDD | $0 | None. |
| Property Tax | $2,200 | Polk County with homestead on $260K. |
| Insurance | $2,800 | Mix of construction types. Roof age drives premium. |
| Total (with golf) | $8,100–$8,800 | |
| Total (no golf) | $7,604 |
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The Owned-Land Manufactured Home Advantage
Highland Fairways has something unique in the Polk County market: manufactured homes on owned land. Unlike Cypress Lakes where all manufactured homes sit on leased lots ($1,165+/month lot rent), Highland Fairways homeowners own the ground under their manufactured homes. Zero lot rent. Your $217/month HOA is the total recurring community cost. This distinction is worth $14,000+/year compared to Cypress Lakes.
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