Florida First Coast vs South Carolina Lowcountry — the buyers who research both markets
| Factor | Jacksonville | Hilton Head — 55+ Community Comparison |
|---|---|---|
| State | Florida | South Carolina |
| Character | Active master-planned; Del Webb heavy | Quieter Lowcountry; upscale resort setting |
| State Income Tax | None | None on SS; low effective rate on other retirement income |
| Property Tax | Millage + $50K homestead + Save Our Homes 3% cap | Beaufort County — SC primary residence 4% ratio |
| CDD Fees | Yes at Nocatee communities | Generally no CDD fees in Beaufort County |
| Healthcare | ✓ Mayo Clinic 20 min (from Nocatee) | Hilton Head Hospital; Savannah Memorial 45 min |
| Beach Character | Atlantic — 10 min from Nocatee | Hilton Head Island — calmer Lowcountry beaches |
| Savannah / Historic City | St. Augustine 25 min | Savannah 45 min |
| Community Price Range | $280K–$900K | $350K–$1.2M+ (higher) |
| Lifestyle Density | Active adult resort-style communities | More spread out; quieter community culture |
Jacksonville and Hilton Head attract overlapping but distinct buyer profiles. Hilton Head buyers typically want quieter Lowcountry character, are less price-sensitive, and prioritize golf and beach over amenity density. Jacksonville buyers typically want more amenity infrastructure, the Del Webb brand experience, and — for Nocatee buyers — Mayo Clinic proximity. Jacksonville is the better choice for health-driven buyers and buyers wanting the fullest Del Webb amenity package. Hilton Head is the better choice for buyers who want understated prestige, quiet natural beauty, and a slower pace.
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