True Cost Guide · Lely Resort · Collier County

Lely Resort: What It Actually Costs

Lely Resort's Players Club is NOT in the HOA. Three cost scenarios — without Players Club, with Players Club, and with golf — and what the total number actually looks like.

Property Tax: Collier County effective rate ~0.75%. Lely sits in unincorporated Collier County — no City of Naples mills apply.

CDD: CDD varies by neighborhood within Lely. Some Lely neighborhoods carry CDD assessments; others do not. Pull the actual parcel tax bill.

$400K Condo, No Players Club
ComponentMonthly Est.
HOA$300–$500
CDDVerify
Property taxes (Collier County)$255–$295
Homeowners insurance$120–$350
All-in range$775–$1,145/mo
$550K SF Home, Players Club
ComponentMonthly Est.
HOA$300–$500
CDDVerify
Property taxes (Collier County)$360–$415
Homeowners insurance$320–$600
All-in range$1,230+–$1,930+/mo
$700K SF Home, Players Club + Golf
ComponentMonthly Est.
HOA$300–$500
CDDVerify
Property taxes (Collier County)$465–$535
Homeowners insurance$380–$680
All-in range$1,645+–$2,515+/mo

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Important: Verify Before Closing

These are planning estimates. Get the actual HOA budget, pull the county parcel tax bill for your specific address, and obtain real insurance quotes before finalizing your monthly budget. Ranges can vary significantly based on home type, lot position, community phase, and construction vintage.

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