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Moving from Connecticut to Jacksonville

CT to FL — the tax math, the equity picture, and the First Coast communities that fit CT buyers

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Why Fairfield County / Hartford / New Haven Buyers Choose the First Coast

Connecticut has a 6.99% top income tax rate and taxes Social Security income above certain thresholds. Florida has zero state income tax. For Fairfield County buyers with significant retirement income, the income tax savings can be $5,000–$12,000/year on top of any property tax savings.

CT buyers — particularly Fairfield County — often have strong equity and financial services backgrounds. They respond to data-driven analysis more than lifestyle marketing, which is why a research-first site like Nova55Living resonates with this cohort. Del Webb Nocatee is the most common landing spot; Cascades WGV attracts CT buyers from Hartford and New Haven with more modest equity.

The Property Tax Comparison

Annual Property Tax — Connecticut vs First Coast Florida

Current CT annual property tax~$6,500–$12,000/yr on a $550K home (Fairfield, Hartford County effective rates)
First Coast FL — primary homestead~$6,500–$8,000/yr (St. Johns County, primary homestead, $550K)
Est. annual property tax change~$0–$4,000/yr on property tax
These are estimates based on typical CT county effective rates and St. Johns / Duval County millage with primary homestead exemption. Your actual numbers depend on your specific CT county, current assessed value, home price in FL, and whether you purchase in Nocatee (CDD fees apply) or Duval County (no CDD). Consult a CPA for your specific situation.
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What $350K–$950K in Connecticut Equity Buys on the First Coast

Del Webb Nocatee →Del Webb Ponte Vedra →Cascades WGV →

The Florida Save Our Homes Advantage

Florida's Save Our Homes amendment caps your assessed value growth at 3%/year after year one of primary residency. This is the most powerful long-term property tax protection in any state we cover. Buyers from Connecticut — where assessed values typically track market values — will find this cap produces significant compounding tax savings over a 15–20 year retirement horizon.

St. Johns County Tax Guide →Nocatee CDD Fee →All First Coast Communities →

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