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Moving from New Jersey to Myrtle Beach

NJ to SC — the tax math, the equity picture, and the Grand Strand communities that fit NJ buyers

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Why Monmouth / Ocean / Burlington / Bergen County Buyers Move to the Grand Strand

New Jersey is the highest-property-tax state in the country. The move to Horry County SC saves NJ buyers more in property taxes than any other feeder state. Add the elimination of NJ's 10.75% top income tax bracket (SC's top rate is 6.4% with senior deductions) and the financial case for this move is the strongest in the market.

The Property Tax Comparison

Annual Property Tax — New Jersey vs Horry County SC

Current NJ annual property tax~$8,000–$14,000/yr on a $500K home (NJ effective rates 2–2.8%)
Horry County SC — 65+ primary with all exemptions~$1,400–$1,800/yr (Horry County, 65+ primary)
Estimated annual savings~$6,600–$12,200/yr
20-year cumulative savings (property tax only)~$132K–$244K
These are estimates based on typical NJ county effective rates and Horry County SC millage with all qualifying 65+ exemptions applied. Your actual numbers depend on your specific NJ county, current assessed value, home price in SC, and timely filing of all SC exemptions. Consult a CPA for your specific situation.
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What $300K–$900K in New Jersey Equity Buys on the Grand Strand

NJ buyers have the highest equity levels of any feeder state and can access Del Webb Grande Dunes and Del Webb North Myrtle Beach comfortably. Cresswind appeals to NJ buyers from suburban NY metro areas accustomed to walkable environments.

Del Webb Grande Dunes →Del Webb North Myrtle Beach →Cresswind Myrtle Beach →Seasons at Prince Creek West →

Before You List Your New Jersey Home

File for SC primary residence tax exemptions within the year of purchase — do not wait until the following year. The 4% legal residence ratio (filed with the Horry County Assessor) and the 65+ homestead exemption (filed separately with the Horry County Auditor) must both be filed by December 31 of your purchase year. Missing either filing costs you $1,500–$3,000 or more in that tax year with no retroactive correction available.

Horry County Tax Guide →SC Homestead Exemption Filing Guide →All Grand Strand Communities →

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