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Moving from Ohio to Jacksonville

OH to FL — the tax math, the equity picture, and the First Coast communities that fit OH buyers

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Why Columbus / Cleveland / Cincinnati / Akron Buyers Choose the First Coast

Ohio has a graduated income tax with a top rate of 3.75% (over $115,300). Florida has zero. Savings are real but modest compared to NJ or NY moves. The primary financial driver for OH buyers is the combined effect of income tax elimination and the Florida Save Our Homes long-term cap.

Ohio buyers typically land at Stillwater and Cascades WGV for value-driven purchases, or Del Webb eTown for buyers who want the Del Webb brand at a lower entry than the Nocatee communities. Strong OH presence in the Jacksonville market has been growing as OH buyers who considered Myrtle Beach also evaluate the First Coast.

The Property Tax Comparison

Annual Property Tax — Ohio vs First Coast Florida

Current OH annual property tax~$3,500–$7,000/yr on a $350K home (Franklin, Cuyahoga, Hamilton County)
First Coast FL — primary homestead~$4,200–$5,200/yr (St. Johns County, primary homestead, $400K Cascades/Stillwater range)
Est. annual property tax change~$0–$2,500/yr depending on OH county
These are estimates based on typical OH county effective rates and St. Johns / Duval County millage with primary homestead exemption. Your actual numbers depend on your specific OH county, current assessed value, home price in FL, and whether you purchase in Nocatee (CDD fees apply) or Duval County (no CDD). Consult a CPA for your specific situation.
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What $150K–$500K in Ohio Equity Buys on the First Coast

Stillwater →Cascades WGV →Del Webb eTown →

The Florida Save Our Homes Advantage

Florida's Save Our Homes amendment caps your assessed value growth at 3%/year after year one of primary residency. This is the most powerful long-term property tax protection in any state we cover. Buyers from Ohio — where assessed values typically track market values — will find this cap produces significant compounding tax savings over a 15–20 year retirement horizon.

St. Johns County Tax Guide →Nocatee CDD Fee →All First Coast Communities →

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