Oriole Golf & Tennis Club is a condo 55+ community in Margate, built 1970s. With 781 homes, an on-site golf course, and multiple pools, it sits in the middle tier of Broward County 55+ communities — more affordable than the mega-communities but with enough amenities to support an active retirement lifestyle.
This guide breaks down the true annual cost of ownership — not just the purchase price, but the HOA fees, property taxes, insurance, and maintenance that determine your monthly cash outflow.
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Talk to a Specialist →Annual Cost at $80K Purchase Price
| Cost Category | Annual Cost | Monthly |
|---|---|---|
| Property Tax (after homestead) | $600 | $50 |
| HOA Fee | $3,480 | $290 |
| Insurance (HO-6 + share of master) | $1,800-$3,200 | $150-$267 |
| Maintenance Reserve | $1,000-$2,000 | $83-$167 |
| Total Annual Carry | $6,880-$9,280 | $573-$773 |
Annual Cost at $140K Purchase Price
| Cost Category | Annual Cost | Monthly |
|---|---|---|
| Property Tax (after homestead) | $1,800 | $150 |
| HOA Fee | $4,140 | $345 |
| Insurance | $2,200-$3,800 | $183-$317 |
| Maintenance Reserve | $1,500-$2,500 | $125-$208 |
| Total Annual Carry | $9,640-$12,240 | $803-$1,020 |
What the HOA Covers
Oriole Golf & Tennis Club's HOA covers internet, cable, water, pest control, reserves, exterior maintenance, and access to all community amenities including the clubhouse, pools, fitness center, shuffleboard, and social programming. Notably, the adjacent Oriole Golf Club does not require mandatory membership fees for residents — one of the few golf-adjacent communities in Broward where golf access does not come with a separate price tag. The community completed its 40-year certification, and listings commonly note no current special assessments. Requirements include a 725+ credit score, $40K income, and association approval. No pets and no renting for the first 2 years in many sections.
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The 5-Year Cost Projection
In Broward County's current environment, expect HOA fees to increase 5-10% annually as insurance premiums stabilize (the 17% statewide cut in 2026 helps, but does not eliminate increases entirely) and SB 4-D reserve funding requirements take effect. Property taxes increase modestly under Save Our Homes (capped at 3% annually for homesteaded properties).
| Year | Estimated HOA/Mo | Estimated Annual Carry (at $140K) |
|---|---|---|
| 2026 (current) | $345 | $10,940 |
| 2027 | $369 | $11,432 |
| 2028 | $397 | $11,972 |
| 2029 | $424 | $12,500 |
| 2030 | $452 | $13,040 |
How Oriole Golf & Tennis Club Compares
At a $140K purchase price with a $345/month HOA, Oriole Golf & Tennis Club falls in the middle range of Broward County 55+ communities. The annual carry of approximately $11K-$12K compares to Century Village Pembroke Pines (lower purchase price but higher HOA), Wynmoor ($400-$500/month HOA but more amenities), and Mainlands (much lower HOA but you handle your own maintenance).
The right choice depends on whether you prioritize lowest monthly cost (Mainlands), best amenity-to-cost ratio (Wynmoor), or the specific location and community character that Oriole Golf & Tennis Club offers.
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