Palm Aire Country Club is a condo 55+ community in Pompano Beach, built 1970s. With 1,827 homes, an on-site golf course, and multiple pools, it sits in the middle tier of Broward County 55+ communities — more affordable than the mega-communities but with enough amenities to support an active retirement lifestyle.
This guide breaks down the true annual cost of ownership — not just the purchase price, but the HOA fees, property taxes, insurance, and maintenance that determine your monthly cash outflow.
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Talk to a Specialist →Annual Cost at $150K Purchase Price
| Cost Category | Annual Cost | Monthly |
|---|---|---|
| Property Tax (after homestead) | $2,000 | $167 |
| HOA Fee | $2,796 | $233 |
| Insurance (HO-6 + share of master) | $1,800-$3,200 | $150-$267 |
| Maintenance Reserve | $1,000-$2,000 | $83-$167 |
| Total Annual Carry | $7,596-$9,996 | $633-$833 |
Annual Cost at $350K Purchase Price
| Cost Category | Annual Cost | Monthly |
|---|---|---|
| Property Tax (after homestead) | $6,000 | $500 |
| HOA Fee | $10,464 | $872 |
| Insurance | $2,200-$3,800 | $183-$317 |
| Maintenance Reserve | $1,500-$2,500 | $125-$208 |
| Total Annual Carry | $20,164-$22,764 | $1,680-$1,897 |
What the HOA Covers
Palm Aire's HOA is complicated because it spans a wide range ($233-$1,511/month) across multiple separate condo associations. What your specific building's HOA covers varies — some include cable, water, and hot water; others do not. The three golf courses (Palms, Oaks, Cypress) are privately owned by the country club, not the condo association — meaning golf requires a separate club membership. Common area maintenance, pool access, and basic exterior maintenance are typically included. The enormous HOA spread signals dramatically different financial health across buildings — a $233/month building likely has deferred maintenance or underfunded reserves.
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The 5-Year Cost Projection
In Broward County's current environment, expect HOA fees to increase 5-10% annually as insurance premiums stabilize (the 17% statewide cut in 2026 helps, but does not eliminate increases entirely) and SB 4-D reserve funding requirements take effect. Property taxes increase modestly under Save Our Homes (capped at 3% annually for homesteaded properties).
| Year | Estimated HOA/Mo | Estimated Annual Carry (at $350K) |
|---|---|---|
| 2026 (current) | $872 | $21,464 |
| 2027 | $933 | $22,526 |
| 2028 | $1003 | $23,696 |
| 2029 | $1073 | $24,866 |
| 2030 | $1142 | $26,024 |
How Palm Aire Country Club Compares
At a $350K purchase price with a $872/month HOA, Palm Aire Country Club falls in the middle range of Broward County 55+ communities. The annual carry of approximately $21K-$23K compares to Century Village Pembroke Pines (lower purchase price but higher HOA), Wynmoor ($400-$500/month HOA but more amenities), and Mainlands (much lower HOA but you handle your own maintenance).
The right choice depends on whether you prioritize lowest monthly cost (Mainlands), best amenity-to-cost ratio (Wynmoor), or the specific location and community character that Palm Aire Country Club offers.
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