HOA $350-500/mo, Arapahoe County property taxes, golf cart fees, insurance — and the complete number for both daily golfers and non-golfers. The math buyers need before making an offer.
Heritage Eagle Bend's listing shows purchase price and HOA range. What it doesn't show you is what golf cart fees add up to annually, how Arapahoe County property taxes compare to other metro communities, or what the complete monthly number is once you add insurance and utilities. Here's the honest math at two price points — for golfers and non-golfers both.
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Talk to a Specialist →Heritage Eagle Bend's HOA varies by sub-association. Request the specific HOA disclosure for any home you're considering — the $350–$500 range is real and the sub-association you're in determines your exact fee.
| HOA Fee (mid-range) | ~$425/mo |
| Property Tax (Arapahoe ~0.60%) | ~$250/mo |
| Homeowner's Insurance | ~$142/mo |
| Total Fixed Monthly | ~$817/month |
| HOA Fee (mid-range) | ~$425/mo |
| Property Tax (Arapahoe ~0.60%) | ~$288/mo |
| Homeowner's Insurance | ~$158/mo |
| Total Fixed Monthly | ~$871/month |
Heritage Eagle Bend's 18-hole course is included in HOA membership. Cart rental is not. At $18–$25/round, here's what golf costs by frequency:
| Twice per week (8-month season) | ~$1,408–$1,600/yr (~$117–$133/mo) |
| 3x per week (8-month season) | ~$2,112–$2,400/yr (~$176–$200/mo) |
| 3x per week (year-round) | ~$2,808–$3,900/yr (~$234–$325/mo) |
| Daily (year-round) | ~$6,570–$9,125/yr (~$548–$760/mo) |
Year-round daily golfers can spend $6,500–$9,000/year on cart fees alone — on top of the HOA. This is the number that surprises buyers most consistently. Before committing to Heritage Eagle Bend on the basis of "golf is included," be honest about your actual golf frequency and add the cart fee line to your monthly budget. For 3x/week golfers on an 8-month season, cart fees add ~$180/month. For daily year-round players, the cart fee number approaches $600/month.
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| HOA Fee | ~$425 |
| Property Tax | ~$288 |
| Homeowner's Insurance | ~$158 |
| Golf Cart Fees | ~$260 |
| Utilities (gas + electric + water) | ~$290 |
| Maintenance Reserve (1% annualized) | ~$240 |
| Total Monthly Housing Cost | ~$1,661/month |
| HOA Fee | ~$425 |
| Property Tax | ~$288 |
| Homeowner's Insurance | ~$158 |
| Utilities (gas + electric + water) | ~$290 |
| Maintenance Reserve (1% annualized) | ~$240 |
| Total Monthly Housing Cost | ~$1,401/month |
Buyers cross-shopping these two communities often compare only the HOA. Here's the complete non-mortgage monthly at comparable $575K purchase prices:
Anthem Ranch at $575K: HOA ~$225 + property tax ~$263 (Broomfield 0.55%) + insurance ~$158 = ~$646/month non-mortgage fixed.
Heritage Eagle Bend at $575K (non-golfer): HOA ~$425 + property tax ~$288 (Arapahoe 0.60%) + insurance ~$158 = ~$871/month non-mortgage fixed.
The fixed cost gap is $225/month — driven entirely by the HOA difference. Over 10 years that's $27,000. Add golf at 3x/week and the gap expands to $425/month — $51,000 over 10 years. The math makes a clear case that Heritage Eagle Bend is the right choice only for buyers who actively value the golf course, gated entry, and Aurora location enough to justify this premium.
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