Real Cost of Living at Sun Lakes — Oakwood
Chandler, Arizona — 2026

Chandler's premier Sun Lakes sub-community. Golf included, guard-gated, 20 minutes to Sky Harbor. Here's the complete all-in monthly cost.

Maricopa CountyAll-In Cost Breakdown2026

Sun Lakes Oakwood has Chandler's best combination of golf-included HOA, staffed gate, and Sky Harbor Airport proximity. Here's the full monthly cost picture.

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Three Buyer Profiles — Complete Monthly Cost

Non-Golfer — $340K Home
Maricopa Co., established Chandler area
HOA (Oakwood CC incl.)$275/mo
Property Tax (~0.63%)$179/mo
Homeowners Insurance$142/mo
Electric$178/mo
Water$95/mo
Total$869/mo

Annual: ~$10,428. Lowest all-in cost of any golf-included 55+ community in the greater Scottsdale/East Valley market.

Active Golfer — $420K
Maricopa Co., mid-range lot
HOA (Oakwood CC golf incl.)$275/mo
Property Tax$220/mo
Homeowners Insurance$158/mo
Golf Cart Fees (3x/wk)$281/mo
Electric$183/mo
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Water$98/mo
Total$1,215/mo

Annual: ~$14,580. Golf 3x/week with course included in HOA. Compare to any non-golf East Valley community + external membership: typically $400–$600/month more.

Premium Oakwood — $520K
Premium lot, updated, full amenities
HOA (upper)$325/mo
Property Tax$273/mo
Homeowners Insurance$192/mo
Golf Cart Fees (2x/wk)$188/mo
Electric$188/mo
Water$100/mo
Total$1,266/mo

Annual: ~$15,192. Premium Oakwood with 2x/week golf still costs less all-in than Trilogy Encanterra at comparable home value.

Sun Lakes Oakwood has the best all-in cost efficiency of any golf-included 55+ community in the East Valley — including golf-included Trilogy communities. The combination of Maricopa County rates and Oakwood's modest HOA structure produces remarkable value for active golfers.

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