| Factor | Rotonda West | Kings Gate |
|---|---|---|
| CDD | $0 — No CDD | $0 — No CDD |
| 55+ Age Restriction | None — all ages | Yes — HOPA-qualified |
| Annual HOA | ~$190/year total | ~$1,200–$5,700/year (by product type) |
| Golf courses | Five independent courses — no mandatory fee | One public course — no mandatory fee |
| Gated community | No — open access | Yes — gated access |
| Resort amenity center | None in HOA | Pool, fitness, pickleball, tennis, social calendar |
| Purchase price range (2025) | ~$180K–$450K | ~$280K–$550K |
| Deed restrictions | Yes — architectural and use standards enforced | Yes — HOA covenants enforced |
| Community character | Retiree-dominated; informal neighborhood feel | Active adult resort community; structured programming |
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Talk to a Specialist →The 10-Year HOA Cost Gap
Rotonda West — 10-Year HOA Cost
Kings Gate — 10-Year HOA Cost
The 10-year HOA gap is approximately $16,100 in favor of Rotonda West at comparable single-family ownership. That's real money. The question is what Kings Gate's HOA buys that Rotonda West's doesn't: the resort amenity center, the gated access, the 55+ age-restricted community composition, and the active social programming. Whether those features are worth $16,100 over 10 years — roughly $134/month — is a personal calculation.
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Which One Is Right for You
Choose Rotonda West if: the 55+ age restriction isn't required, lowest possible carrying cost is the priority, you play golf and want five course options, you don't need a gated community or a resort amenity center, and the open-neighborhood feel of a deed-restricted community is fine.
Choose Kings Gate if: the 55+ legal restriction matters, you want an amenity center and social calendar within the community, gated access is important, and you're willing to pay $100–$200/month more in HOA to have those features.
Both communities avoid the CDD trap. The choice is lifestyle — resort community with amenities vs open neighborhood with golf variety and minimal overhead.