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Talk to a Specialist →| Component | Monthly (est.) | Annual (est.) | Notes |
|---|---|---|---|
| HOA | ~$125–$190/mo | ~$1,500–$2,280/yr | Verify current rate with Brooke View management |
| Ada County property tax (after homestead exemption) | ~$131/mo | ~$1,575/yr | $300K home; homestead reduces taxable value by $125K; effective ~0.76% |
| Homeowners insurance | ~$70–$125/mo | ~$840–$1,500/yr | Lower home value; Boise proper inland location |
| Utilities | ~$150–$250/mo | ~$1,800–$3,000/yr | Idaho Power rates — lowest in coverage |
| State income tax | $0 (most retirees) | $0 | Idaho $95,870 married deduction + SS exempt |
| Total annual housing cost (ex-mortgage) | ~$5,715–$8,280/yr — lowest all-in annual cost of any Boise 55+ community we cover | ||
We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.
Idaho’s combination of the $95,870 married retirement income deduction (plus Social Security separately exempt), the 50% homestead property tax exemption, and Idaho Power’s low utility rates produces annual housing costs that are substantially below comparable communities in Florida, Texas, and most other major retirement markets. The comparison that resonates most for buyers coming from California: these numbers are often $8,000–$15,000 per year lower than what they were paying in property tax alone in the Bay Area or Los Angeles.
Tell us your target community and purchase price — we will build the full Idaho tax breakdown for your situation.
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