Brunswick County · New construction · HOA includes internet · Lowest Del Webb cost in Wilmington
Have questions about what you're reading? A specialist can walk you through real costs, honest comparisons, and what's actually available right now — free, no obligation.
Talk to a Specialist →| Component | Monthly (est.) | Annual (est.) | Notes |
|---|---|---|---|
| HOA | <$300/mo | <$3,600/yr | Includes internet, lawn care, all amenities, lifestyle director — significant value vs comparable communities |
| Brunswick County property tax | ~$143–$208/mo | ~$1,710–$2,500/yr | County rate $0.3420/$100; combined with Leland municipal effective ~0.50–0.60% |
| Homeowners insurance | ~$150–$300/mo | ~$1,800–$3,600/yr | Inland Leland — lower than riverfront/oceanfront; lower flood risk than Riverlights |
| Utilities | ~$175–$275/mo | ~$2,100–$3,300/yr | Duke Energy; internet included in HOA |
| NC income tax on non-SS income | — | 4.5% flat (declining) | SS exempt; declining to 3.99% by 2027 |
| Total Annual Housing Cost (ex-mortgage) | ~$9,210–$13,000/yr · Lowest Del Webb annual cost in the Wilmington market | ||
We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.
North Carolina does not tax Social Security at any income level. The state flat income tax rate is 4.5% on other retirement income, declining to 3.99% by 2027. Brunswick County has one of the lowest effective property tax rates of any coastal county in the Southeast at $0.3420 per $100 assessed value. Combined with the NC homestead exclusion for 65+ buyers, the all-in annual tax burden for Wilmington retirees is genuinely competitive with any market in our coverage.
Tell us your target community and purchase price — we will build the full true-cost breakdown for your situation.
Get Your NumbersConnect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.
Connect with a Specialist →