A manufactured home 55+ golf community in North Fort Myers where residents own their land. Golf included in the HOA, active community, and purchase prices starting under $150K — the most affordable owned-land golf lifestyle in Lee County.
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Talk to a Specialist →Pine Lakes Country Club is a 55+ manufactured home golf community in North Fort Myers, similar in structure and market position to Lake Fairways Country Club (located nearby). Both communities offer owned-land manufactured homes with golf included in the HOA fee at purchase prices well below the site-built market. Pine Lakes has its own distinct character and resident community — buyers in this price range and housing type typically evaluate both communities before deciding.
Pine Lakes draws the same buyer profile as Lake Fairways: active retirees on fixed incomes or with modest housing budgets who want golf community lifestyle without the $300K–$600K price tag of site-built golf communities. The all-in monthly cost at Pine Lakes — HOA, taxes, insurance — is typically $550–$850/month, which is well below any comparable golf community option in Lee County.
The same insurance caveat applies here as at Lake Fairways: manufactured homes require specialist underwriters, and older homes must be evaluated for HUD Wind Zone III compliance before assuming standard insurance availability.
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| Cost Item | Double-Wide $130K | Double-Wide $210K |
|---|---|---|
| HOA (golf included) | ~$240/mo | ~$240/mo |
| Property tax (homestead, annual) | ~$1,070/yr · $89/mo | ~$2,140/yr · $178/mo |
| Wind insurance (manufactured, annual) | ~$2,000–$4,500/yr · $167–$375/mo | ~$2,500–$5,500/yr · $208–$458/mo |
| Monthly Total | ~$496–$704 | ~$626–$876 |
Get honest comparison to Lake Fairways and site-built alternatives — financing, insurance, and lifestyle considerations from a specialist who knows both communities.
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