This is the lowest total ownership cost of any community in the Cincinnati/Dayton 55+ market. New construction at $200K–$300K, Clermont County's low 1.05% rate, and attached-villa insurance economics combine to produce a 10-year cost that runs $40,000–$70,000 below the premium communities. Here's the proof.
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Talk to a Specialist →Estimates only. Confirm HOA fee with Epcon at contract.
| Cost Category | Yr 1 | Yr 5 | Yr 10 | 10-Year Total |
|---|---|---|---|---|
| HOA fees | $3,000 | $3,378 | $3,916 | $34,318 |
| Property taxes | $2,520 | $2,520 | $2,520 | $25,200 |
| Homeowner's insurance | $900 | $1,094 | $1,398 | $11,082 |
| Interior maintenance | $300 | $500 | $700 | $5,000 |
| Utilities | $1,900 | $2,202 | $2,554 | $21,783 |
| Annual Total | $8,620 | $9,694 | $11,088 | $97,383 |
After homestead exemption (qualifying buyers): net 10-yr total ~$94,333.
| Cost Category | Yr 1 | Yr 5 | Yr 10 | 10-Year Total |
|---|---|---|---|---|
| HOA fees | $3,000 | $3,378 | $3,916 | $34,318 |
| Property taxes | $3,045 | $3,045 | $3,045 | $30,450 |
| Homeowner's insurance | $1,000 | $1,216 | $1,553 | $12,313 |
| Interior maintenance | $350 | $550 | $750 | $5,500 |
| Utilities | $1,900 | $2,202 | $2,554 | $21,783 |
| Annual Total | $9,295 | $10,391 | $11,818 | $104,364 |
After homestead exemption: net 10-yr total ~$101,314.
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