True Cost Analysis · Woodside at Holton Run
New-Build vs. Finished: The Delaware Decision
The full carrying cost for a new Woodside home — and how it stacks against buying a finished resale community in the same county.
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Talk to a Specialist →Year-one carrying cost
Modeled on a $425,000 new-construction single-level home in Delaware County. Planning estimates, not a quote.
| Component | Monthly | Annual |
|---|---|---|
| Property tax (≈1.85% effective) | $655 | $7,863 |
| Community HOA | $250 | $3,000 |
| Homeowners insurance | $130 | $1,560 |
| Total carrying cost | $1,035 | $12,423 |
New-build vs. finished community in Delaware
Both Woodside (new) and Price Farms (finished resale) sit in Delaware County. The carrying costs are similar — the real difference is what you get and when.
| Factor | Woodside (new) | Price Farms (finished) |
|---|---|---|
| Home price | ~$425,000 | ~$430,000 |
| Finishes | Current / modern | 2017–2019 era |
| Surroundings | Still maturing | Mature, complete |
| Inventory | Available (new) | Thin (resale only) |
| Warranty | Builder warranty | None (as-is) |
| Yr-1 carrying | ~$12,423 | ~$12,575 |
The carrying costs are nearly identical — so decide on lifestyle, not dollars. Woodside gives you modern finishes, a builder warranty, and availability, at the cost of a still-maturing setting. Price Farms gives you mature landscaping and a finished, quiet community, at the cost of thin inventory and older finishes. Same county, same tax, same ballpark monthly — the choice is what you want to live in, not what you can afford.
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10-year projection
| Year | Tax | HOA | Insurance | Year total |
|---|---|---|---|---|
| 1 | $7,863 | $3,000 | $1,560 | $12,423 |
| 5 | $8,679 | $3,377 | $1,825 | $13,881 |
| 10 | $9,818 | $3,914 | $2,220 | $15,952 |
| 10-yr cumulative | ~$88,700 | ~$34,400 | ~$18,800 | ~$141,900 |
New build or finished community?
Tell us what matters — modern finishes or a mature setting — and we will help you choose in Delaware.
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