Haverford Place, Hoffman Estates — True Cost of Ownership
Cook County | Northwest suburbs | 184 homes | Attached | Units $160K–$280K | HOA ~$225/mo
Haverford Place sits in Hoffman Estates — one of the most service-complete northwest Cook County towns — at a price point that keeps total monthly costs accessible without the exurban tradeoffs of far-western Will or McHenry County communities. Cook County's residential assessment at 10% of market value (vs. 33.33% in collar counties) produces an effective tax rate of ~2.2% through a different formula, but the net annual bill on a $220K unit — roughly $4,840 — is manageable alongside the $225/mo HOA.
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Talk to a Specialist →Monthly Cost Breakdown
| Cost Item | Est. Monthly (Low) | Est. Monthly (High) | Notes |
|---|---|---|---|
| HOA fee | $215 | $240 | Building insurance and exterior likely included |
| Property tax | $293 | $513 | Cook ~2.2% effective; on $160K–$280K units |
| Interior insurance (HO-6) | $35 | $60 | Interior and contents only |
| Utilities (excl. items in HOA) | $90 | $160 | Verify what HOA covers |
| Total monthly (excl. mortgage) | ~$633 | ~$973 |
Cook County Tax by Unit Value
| Purchase Price | Annual Tax Est. | Monthly |
|---|---|---|
| $160,000 | $3,520 | $293 |
| $200,000 | $4,400 | $367 |
| $240,000 | $5,280 | $440 |
| $280,000 | $6,160 | $513 |
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10-Year Projection — $210K Unit
| Cost Item | 10-Year Estimate |
|---|---|
| HOA fees (3% annual increase from $225/mo) | ~$31,200 |
| Property tax (~$4,620/yr) | ~$47,900 |
| Interior insurance (~$46/mo) | ~$5,500 |
| Utilities (~$123/mo) | ~$14,800 |
| Total non-mortgage cost (10 yr) | ~$99,400 |
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