Home › Wilmington › River Landing › True Cost

River Landing — True Monthly Cost

HOA + Duplin County tax + coastal NC insurance. The real number including what inland buyers miss.

All-in monthly cost — $400K River Landing home

HOA fee~$175/mo
Duplin Co. property tax (~0.55%)~$183/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$708–$978/mo
Duplin County Tax + NC 65+ Homestead ExclusionDuplin County effective rate ~~0.55%. NC residents 65+ meeting income limits can file Form AV-9 to reduce taxable value — saves $300–$800/year. File annually with Duplin County Tax Administration.
Coastal NC Insurance — budget $200–$420/monthWind/hail coverage in Brunswick and New Hanover counties runs 2–4x inland NC rates. Factor it before comparing Wilmington against Charlotte or Raleigh-Durham communities.

Have questions about what you're reading? A specialist can walk you through real costs, honest comparisons, and what's actually available right now — free, no obligation.

Talk to a Specialist →

Want a Personal Cost Estimate?

We can run your all-in monthly cost at any price point and compare against other Wilmington communities.

🎯
Free · No Obligation · Vetted Agents

Ready to move from research to real conversations about this community?

We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.

Connect with a Specialist →or ask us a question first
Get My Numbers
Free Consultation · Vetted Agents · No Obligation

Ready to take the next step on
the right 55+ community?

Connect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.

Connect with a Specialist →
Personally vetted by the Nova55Living founderNo scripts. No pressure.Always free