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Silver Lakes is where neighbors know each other by name. At 148 homes, it is the kind of community where you wave at everyone on your morning walk and nobody is a stranger. Scenic ponds, walking trails, and fountain views create a genuinely peaceful daily atmosphere.
The HOA of approximately $150/month is among the lowest in the Polk County 55+ market, reflecting the community's focus on well-maintained grounds rather than resort-scale amenities. For buyers who want gated security, a quiet neighborhood feel, and low monthly costs without needing a golf course or ballroom, Silver Lakes is hard to beat.
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Real Costs
| Cost Item | Annual | Notes |
|---|---|---|
| HOA | ~$1,800 | ~$150/mo. |
| Property Tax ($270K home) | ~$2,300 | Polk County with homestead. |
| Insurance | ~$2,200–$3,200 | Late 1990s–2000s construction. |
| Total/Year | ~$6,300–$7,300 |