๐Ÿ“ County Guide ยท Frederick County, Virginia

55+ Active Adult Communities in Frederick County, VA

Frederick County offers the most dramatic natural setting in the NoVA 55+ market โ€” lakeside living at Trilogy, mountain views, Shenandoah Valley character, and Valley Health's medical system โ€” at a tax rate among the region's lowest.

3
55+ communities
$250K
Entry price (Cedar Meadows)
$0.85
Per $100 property tax
New
Construction still available
Winchester / Frederick County Market Snapshot
Source: Redfin via Bright MLS ยท Period: 2026-05
$357,500
Median Sale Price
46 days
Median Days on Market
46
New Listings
โ€”
Sale-to-List Ratio

Trilogy at Lake Frederick

The only lakeside resort 55+ community in Northern Virginia โ€” Shea Homes on Lake Frederick in the Blue Ridge Mountain foothills. New construction still actively selling. The most distinctive setting in the entire NoVA 55+ market.

LakesideNew constructionGated resortBlue Ridge viewsShea Homes
$500Kโ€“$900K+
HOA ~$300โ€“$400/mo
View Community โ†’

Village at Harvest Ridge โ€” Winchester

Small 55+ community within Winchester city limits โ€” affordable attached homes near Valley Health Winchester Medical Center and downtown Winchester.

Attached homesWinchesterValley Health nearbyAffordable
$280Kโ€“$450K
HOA varies
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Cedar Meadows โ€” White, VA

The most affordable 55+ option in the NoVA region โ€” rural Shenandoah Valley setting near Stephens City, lowest price point in the Nova55Living coverage area.

Rural settingMost affordableStephens City areaPeaceful
$250Kโ€“$400K
HOA varies
View Community โ†’

Frederick County's Unique Position in the NoVA 55+ Market

Frederick County sits at the intersection of two completely different buyer profiles โ€” the Trilogy buyer who wants the most dramatic natural setting in the NoVA 55+ market and is willing to be 70 minutes from DC to get it, and the Cedar Meadows or Harvest Ridge buyer who wants the maximum affordability and quiet of the Shenandoah Valley at the lowest price point available. No other county in the Nova55Living coverage area spans from $250K rural affordability to $900K+ lakeside resort living. The county's property tax rate โ€” among the lowest in the region at approximately $0.85/$100 โ€” applies equally to both buyer profiles.

Valley Health โ€” Winchester's Medical System

Valley Health System operates Winchester Medical Center โ€” a comprehensive regional hospital that is the primary acute care facility for Frederick County residents. Winchester Medical Center handles the full range of primary and secondary care independently of DC-area hospital systems. The main campus is in Winchester, approximately 15 minutes from Trilogy at Lake Frederick and within the city for Harvest Ridge residents. Buyers with complex specialist needs should evaluate Valley Health's specialist roster against their specific health situations before committing to Frederick County. For most active adult buyers with standard healthcare needs, Winchester Medical Center is a fully capable facility.

Looking for 55+ Communities in Frederick County?

Nova55Living covers all three Frederick County 55+ communities โ€” from Trilogy's lakeside resort to Cedar Meadows' rural affordability. Call for a direct conversation about which fits your retirement picture.

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