Sacramento, CA — Sacramento County — 307 Homes — Gated — Affordable
Affordable gated 55+ community minutes from downtown. 307 single-story homes, 980-1,500 sq ft. One of the most budget-friendly options in the Sacramento metro.
Have questions about what you're reading? A specialist can walk you through real costs, honest comparisons, and what's actually available right now — free, no obligation.
Talk to a Specialist →Independent cost breakdown for a buyer at $380K. HOA, property taxes, insurance, and maintenance before you tour.
| Cost Item | Monthly | Annual | Notes |
|---|---|---|---|
| HOA (est.) | ~$200 | $2,400 | Estimate for smaller affordable Sacramento community; verify with HOA for current dues |
| Property Tax | $376 | $4,522 | Sacramento County ~1.19% on $380K; lower absolute tax bill due to lower purchase price |
| Homeowners Insurance | $110 | $1,320 | Estimate; confirm your specific parcel zone |
| Utilities | $155 | $1,860 | Estimate for Sacramento metro |
| Lawn/Exterior Maintenance | $65 | $780 | Owner responsibility unless specified in HOA docs |
| Total Monthly Carrying Cost | $906 | $10,882 | Excludes mortgage |
At approximately $380K median, Suncountry is one of the most affordable gated 55+ options in the Sacramento metro. For buyers on a fixed income who do not need the resort-scale amenity package of a Sun City or Four Seasons, the lower purchase price means a lower mortgage, lower property taxes, and more monthly cash flow. The trade-off is a smaller home (980-1,500 sq ft) and more modest community amenities. For the right buyer, this is the correct trade.
We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.
Suncountry is a compact gated 55+ community in Sacramento, positioned as one of the most affordable active adult options in the metro. The 307 single-story homes are modest in size — 980 to 1,500 sq ft — and the community lacks the resort-scale amenity infrastructure of Heritage Park or Four Seasons at Westshore. What it offers is proximity to downtown Sacramento, a gated environment, and a purchase price that makes the overall monthly cost of ownership meaningfully lower than any Placer County alternative. Buyers comparing Suncountry to a smaller home in the Sun Cities should run the true cost comparison — the $200K+ price difference changes the math considerably.
We help 55+ buyers understand true carrying costs — HOA, taxes, supplemental bills — before making an offer.
Get Independent GuidanceConnect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.
Connect with a Specialist →