Bryan County Property Tax Guide (Richmond Hill)

This is the county that matters if you’re buying at Del Webb Savannah at Heartwood. Bryan County has run nine straight years of millage rollbacks, helped by sales-tax revenue (SPLOST/TSPLOST), and its rates sit below the Chatham side of the metro.

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How a Georgia tax bill is built

Georgia assesses property at 40% of fair market value. The millage rate is then applied to that assessed value, after exemptions. One mill = $1 of tax per $1,000 of taxable value. Three separate authorities levy their own millage: the county, the school board, and (if you’re inside city limits) the city.

Bryan County 2025 millage (verified)

Authority2025 millage
Bryan County (general M&O)5.770 mills
Bryan County Schools14.663 mills
City of Richmond Hill (if inside city limits)3.981 mills

Standard homestead exemption knocks roughly $4,000 off county taxable value and $2,000 off school taxable value for an owner-occupied primary residence. Disabled-veteran exemptions are far larger (up to ~$121,000 of assessed value in 2025). Confirm current senior-specific programs directly with Bryan County — availability and income limits change.

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Worked example: a $450,000 Heartwood home

Assessed value: 40% × $450,000 = $180,000.

County: ($180,000 − $4,000) × 5.770/1,000 ≈ $1,016

School: ($180,000 − $2,000) × 14.663/1,000 ≈ $2,610

City (if in Richmond Hill limits): $180,000 × 3.981/1,000 ≈ $717

Estimated annual total: ~$3,626 (county + school) to ~$4,343 (with city) — roughly a 0.8%–1.0% effective rate on a $450,000 home.

Confirm the parcel’s jurisdiction. Whether a Heartwood homesite falls inside Richmond Hill city limits (adding the 3.981 city mills) or in unincorporated Bryan County changes the bill by hundreds of dollars a year. Verify the exact tax district for the specific lot before you sign — the development name alone won’t tell you.

Bryan vs. Chatham — the part most buyers miss

Because Heartwood is in Bryan County, Chatham’s famous Stephens-Day homestead freeze does not apply to it. That protection is a Chatham-only program. If you’re weighing a Bryan new build against a Chatham resale, that difference compounds over years — read the Chatham County guide and the Richmond Hill vs. Pooler comparison.

Sources: Bryan County (2025 adopted millage 5.770); Bryan County Schools (2025 millage 14.663); City of Richmond Hill (2025 rollback millage 3.981); Georgia 40% assessment ratio. Millage and exemptions are set annually — verify current-year figures with the Bryan County Tax Commissioner and Board of Assessors. General information, not tax advice.

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