CDD $2,390–$3,924/year. HOA $920/year. St. Johns County tax at 13.47 mills. The complete 10-year math at the low and high CDD scenarios.
The D.R. Horton sales sheet for Parkland Preserve shows an HOA of $230 per quarter. That is the number most buyers carry into their monthly budget calculation. The number it does not show — because it appears on your tax bill, not on any builder document — is the CDD ranging from $2,390 to $3,924 per year. At the high end, your annual CDD alone exceeds three and a half times the annual HOA. This guide runs both scenarios across 10 years so you know exactly what you are comparing when you look at this community against alternatives without a CDD.
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Talk to a Specialist →| Cost Item | Annual | Monthly |
|---|---|---|
| HOA ($230/qtr) | $920 | $77 |
| CDD — low scenario | $2,390 | $199 |
| CDD — high scenario | $3,924 | $327 |
| Property tax on $425K (year 1) | $5,051 | $421 |
| Homeowners insurance (estimate) | $3,500–$4,500 | $292–$375 |
| Total non-mortgage (low CDD, mid insurance) | ~$11,861 | ~$989 |
| Total non-mortgage (high CDD, mid insurance) | ~$13,395 | ~$1,116 |
Assumes $425,000 purchase price. Property tax: 13.47 mills, $50K exemption applied year 1; 3% annual SOH cap thereafter. HOA held flat at $920/year. CDD held flat (CDDs can increase — verify). Insurance excluded from projection.
| Year | Property Tax | HOA | CDD (Low) | Total Low | CDD (High) | Total High |
|---|---|---|---|---|---|---|
| 1 | $5,051 | $920 | $2,390 | $8,361 | $3,924 | $9,895 |
| 2 | $4,900 | $920 | $2,390 | $8,210 | $3,924 | $9,744 |
| 3 | $4,753 | $920 | $2,390 | $8,063 | $3,924 | $9,597 |
| 4 | $4,611 | $920 | $2,390 | $7,921 | $3,924 | $9,455 |
| 5 | $4,473 | $920 | $2,390 | $7,783 | $3,924 | $9,317 |
| 6 | $4,339 | $920 | $2,390 | $7,649 | $3,924 | $9,183 |
| 7 | $4,209 | $920 | $2,390 | $7,519 | $3,924 | $9,053 |
| 8 | $4,083 | $920 | $2,390 | $7,393 | $3,924 | $8,927 |
| 9 | $3,961 | $920 | $2,390 | $7,271 | $3,924 | $8,805 |
| 10 | $3,842 | $920 | $2,390 | $7,152 | $3,924 | $8,686 |
| 10-Year Total | $44,222 | $9,200 | $23,900 | $77,322 | $39,240 | $92,662 |
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Parkland Preserve was built across multiple phases from 2019 through approximately 2024. The CDD bond structure differs by phase. Here is how to confirm which scenario applies to any specific home:
Parkland Preserve HOA at $230/quarter covers lawn mowing and trimming for your homesite (not just common areas), amenity center maintenance, lifestyle director salary, gated entry maintenance, and dog park upkeep. It does not cover: irrigation system maintenance beyond basic coverage, interior home maintenance, landscaping upgrades, or any capital projects beyond what the reserve fund supports. Request the HOA reserve study to confirm whether reserves are adequately funded for future capital repairs — this matters more on a resale than a new-construction purchase.
Know the CDD on your specific Parkland Preserve lot before you make an offer. The $1,534 annual difference between the low and high scenarios adds up to $15,340 over 10 years.
Connect with a Local Agent →CDD range $2,390–$3,924 sourced from county parcel records and agent disclosures. HOA $230/quarter confirmed. Property tax at 2025 St. Johns County millage of 13.47 mills. Insurance is estimated range only. 10-year projections assume flat HOA and CDD; both can change. This page is for research purposes only.
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