Arkansas has two standout retirement draws that most people overlook. Bella Vista in the northwest corner is a well-established retiree town, and Hot Springs Village is one of the largest gated communities in the entire United States. Cost of living is genuinely low here.
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Arkansas Retirement Tax Snapshot
Social Security is exempt from state income tax. Property taxes are low — typical effective rates run 0.5-0.7%. Income tax tops at 4.4% with exemptions for retirement income.
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