Indianapolis and the surrounding metro have a modest but real 55+ market, with Epcon Communities and several regional builders serving the active adult buyer. Indiana draws retirees from Illinois and Michigan with its lower property taxes and overall affordability.
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Indiana Retirement Tax Snapshot
Social Security is exempt from state income tax. Indiana has a flat 3.05% income tax rate — one of the lowest flat rates in the country. Property taxes are constitutionally capped at 1% for homesteads.
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