Massachusetts has a small but established 55+ market, concentrated in the metro-west suburbs and the South Shore. Inventory is limited compared to Sun Belt states, and prices reflect the overall Massachusetts market. Buyers here are typically staying close to family rather than optimizing for cost.
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Massachusetts Retirement Tax Snapshot
Massachusetts has a flat 5% income tax plus a 4% surtax on income above $1M. Social Security is exempt. Property taxes are high — many towns exceed 1.2-1.5% effective rate.
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