Have questions about what you're reading? A specialist can walk you through real costs, honest comparisons, and what's actually available right now — free, no obligation.
Talk to a Specialist →All Communities at $200K — Ranked by Annual Cost
| # | Community | Type | Monthly HOA | Annual HOA | Tax | Insurance | Total/Year | Monthly | SB 4-D | Golf |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Mainlands of Tamarac | SF | $100 | $1,200 | $2,976 | $3,400 | $7,576 | $631 | No | No |
| 2 | Leisureville | SF | $150 | $1,800 | $2,976 | $3,500 | $8,276 | $690 | No | No |
| 3 | Hollybrook | Condo | $400 | $4,800 | $2,976 | $500 | $8,276 | $690 | Yes | 2 courses |
| 4 | Kings Point (villa) | Villa | $170 | $2,040 | $2,976 | $3,400 | $8,416 | $701 | No | No |
| 5 | Wynmoor Village | Condo | $450 | $5,400 | $2,976 | $500 | $8,876 | $740 | Yes | 18-hole |
| 6 | Lakes of Carriage Hills | Condo | $350 | $4,200 | $2,976 | $500 | $7,676 | $640 | Yes | No |
| 7 | CV Pembroke Pines (low) | Condo | $400 | $4,800 | $2,976 | $500 | $8,276 | $690 | Yes | Yes |
| 8 | CV East Deerfield | Condo | $400 | $4,800 | $2,976 | $500 | $8,276 | $690 | Yes (high) | Par-64 |
| 9 | Sunrise Lakes Ph4 | Condo | $375 | $4,500 | $2,976 | $500 | $7,976 | $665 | Yes | 9-hole |
| 10 | Oriole Golf & Tennis | Condo | $450 | $5,400 | $2,976 | $500 | $8,876 | $740 | Yes | Yes |
| 11 | Lauderdale West (SF) | SF | $100 | $1,200 | $2,976 | $3,400 | $7,576 | $631 | No | No |
| 12 | Palm Aire | Condo | $500 | $6,000 | $2,976 | $500 | $9,476 | $790 | Yes (coastal) | Yes |
| 13 | CV Pembroke Pines (high) | Condo | $789 | $9,468 | $2,976 | $500 | $12,944 | $1,079 | Yes | Yes |
| 14 | Kings Point (condo high) | Condo | $906 | $10,872 | $2,976 | $500 | $14,348 | $1,196 | Yes | No |
All calculations assume $200K purchase price, homesteaded property at ~19.84 mills, mid-range HOA for ranges. Condo insurance is HO-6 ($500/yr); SF insurance is full homeowner's ($3,400/yr). Tax and insurance are identical at same price — HOA is the differentiator. Actual costs vary by specific unit, building, and year.
Ready to move from research to real conversations about this community?
We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.
The Key Takeaways
At $200K, the annual cost ranges from $7,576 (Mainlands single-family) to $14,348 (Kings Point high-fee condo) — a $6,772/year gap between the cheapest and most expensive options. Over 10 years: $67,720. The home type and specific building you choose within a community matters more than which community you choose.
Single-family homes (Mainlands, Leisureville, Lauderdale West) have the lowest total carry despite higher insurance costs because their HOA fees are $100–$150/month vs $350–$906 for condos. The insurance penalty for owning your own structure ($3,400 vs $500) is more than offset by the HOA savings.
Among condo communities, Hollybrook and Sunrise Lakes Phase 4 offer the lowest annual carry with golf included. Wynmoor is slightly more expensive but offers the tightest fee range (most predictable budget) and passed the 40-year inspection. The Century Village communities and Kings Point high-fee sections are the most expensive — and carry the highest SB 4-D exposure.
The Decision Framework
Lowest cost, most control: Mainlands, Leisureville, or Lauderdale West (single-family) — but you handle all maintenance.
Lowest cost with golf: Hollybrook ($690/mo) or Sunrise Lakes Phase 4 ($665/mo) — but verify building-level SIRS compliance.
Best cost predictability: Wynmoor ($740/mo) — tight fee range, passed inspection, golf included.
Best value with full amenities: Kings Point villa ($701/mo) — theater, shuttle, security, no SB 4-D.
Lowest entry price: Century Village East ($50K+) — but highest SB 4-D risk and coastal insurance premium.
Need Help Choosing?
We connect buyers with agents who know every Broward 55+ community and can match your budget, lifestyle, and risk tolerance to the right option.
Get Matched With a Local Expert