True Cost Analysis · Villas at Maple Creek
What Maple Creek Really Costs to Own
The full carrying cost for an affordable north-side attached home in Westerville — with the condo-fee reality and a 10-year view.
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Talk to a Specialist →Year-one carrying cost
Modeled on a $280,000 attached home in Westerville, Franklin County. Planning estimates, not a quote.
| Component | Monthly | Annual |
|---|---|---|
| Property tax (≈1.69% effective) | $394 | $4,732 |
| Condo association fee | $335 | $4,020 |
| HO-6 condo insurance | $75 | $900 |
| Total carrying cost | $804 | $9,652 |
The convenience-vs-cost trade: Maple Creek’s carrying cost is among the lowest in the market, and you are buying a Polaris-adjacent, Westerville-Uptown-close location for it. The association fee is the offset — proportionally high against a $280k home — but the total still lands below every newer Courtyards community. For a north-side buyer who values being near shopping and medical care, that is a strong value.
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10-year projection
| Year | Tax | Fee | Insurance | Year total |
|---|---|---|---|---|
| 1 | $4,732 | $4,020 | $900 | $9,652 |
| 5 | $5,224 | $4,525 | $1,053 | $10,802 |
| 10 | $5,910 | $5,245 | $1,281 | $12,436 |
| 10-yr cumulative | ~$53,400 | ~$46,000 | ~$10,900 | ~$110,300 |
At roughly $110,300 over ten years, Maple Creek is the lightest-carrying community we cover — a hair below the Villas of Gahanna and well below everything new. Budget for cosmetic updates on an established home, confirm the reserve study, and it is one of the most sensible affordable choices on the north side.
The two affordable communities, compared
| Community | Side of town | 10-yr carrying |
|---|---|---|
| Villas at Maple Creek (Westerville) | North | ~$110,300 |
| Villas of Gahanna (Gahanna) | East | ~$113,300 |
North side or east side — which affordable option fits?
Tell us where your family and doctors are and we will help you choose between the two on real numbers.
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