True Cost · Cottages at Bells Ferry · 2026

Cottages at Bells Ferry — True Annual Cost

HOA · Cobb County property tax · All-in monthly breakdown

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HOA Fee

Cottages at Bells Ferry HOA covers exterior maintenance and grounds. Verify current monthly fee — 20-year-old communities often have higher HOA than original. Also verify reserve fund status — a $365K condo in a community with underfunded reserves for roof replacement is a liability.

Cobb County Property Tax

Property Tax Estimates — Cobb County (~0.91% effective rate)

$370K condo, first-year buyer~$3,367/yr
$370K condo, age 65+ (full exemptions)~$2,100–$2,400/yr
Community average (max-exemption seniors)~$946/yr*
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All-In Monthly Estimate

Monthly Cost — $370K Condo at Cottages at Bells Ferry

Mortgage (30yr, 6.5%, 20% down)~$1,871/mo
HOA fee (verify current)~$300/mo est.
Property tax (65+, monthly)~$192/mo
Insurance (interior only)~$75/mo
Total all-in monthly~$2,438/mo

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