Hardeeville · SC · Jasper County

Latitude Margaritaville Hilton Head — True Annual Cost

HOA · Jasper County property tax · All-in monthly estimate

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County Property Tax

Jasper County effective rate approximately 0.52% of market value. On a $350,000 home that is roughly $1,820/yr. On a $450,000 home roughly $2,340/yr.

Note: Latitude Margaritaville Hilton Head straddles the Beaufort County / Jasper County line. Some parcels are taxed by Beaufort County instead, which carries a different effective rate. Confirm which county your specific lot falls in before budgeting — this affects your tax bill, school district, and which county auditor handles exemptions.

South Carolina excludes $15,000/person ($30,000/couple) of retirement income from state tax, plus SS is fully exempt. 4% primary residence assessment ratio saves significantly vs 6% investment rate.

HOA Fee

Latitude Margaritaville Hilton Head HOA runs ~$310/mo. This covers Town Center, resort pools, fitness, entertainment complex.

Always verify before closingHOA fees can change with annual budget approval. Request the current fee schedule, the most recent reserve study, and 12 months of board meeting minutes before you commit.

All-In Annual Cost Estimate

True Cost Model — $400,000 Home

Property Tax (0.52%)~$2,080/yr
HOA Fees~$310/mo × 12
Homeowners Insurance~$1,200–$2,400/yr
Maintenance Reserve~$1,500–$2,500/yr
Total Annual EstimateVerify with current HOA fee

These are planning estimates. Get the current HOA fee in writing, confirm whether a capital contribution or initiation fee applies at purchase, and verify the county tax rate for the specific parcel.

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Key Facts

SC Jasper County ~0.52% effective rate. Note: Hardeeville address — 35-40 min to Hilton Head beaches. SC 65+ exemption available.

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