Pennbrooke Fairways · Leesburg FL · True Costs

Pennbrooke Fairways — True All-In Annual Cost 2026

HOA fees, property taxes, CDD status, insurance, and lawn — every recurring cost item that determines what you actually pay each year to live at Pennbrooke Fairways.

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HOA Fee Structure

HOA not confirmed from primary source — verify with Pennbrooke Fairways HOA. Est. $130–$150/mo, golf included.

CDD Bonds

Verify per parcel at lakecofl.gov.

Property Tax

Lake County. File by March 1 at lakecofl.gov.

Homeowners Insurance

Homes 21–45 years old. Pre-1990 homes face the most challenging insurance environment in Florida — many standard carriers will not write 40+ year old homes. Get insurance quotes before making any offer.

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Estimated Annual Carrying Cost Ranges

Pennbrooke Fairways — annual carrying cost by price tier (ex-mortgage)

Entry-level home~$5,800/yr ($140K)
Mid-range home~$7,100/yr ($195K)
Upper-tier home~$8,500/yr ($265K)
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All estimates. Verify HOA fee, CDD status, tax rate, and insurance for the specific parcel before purchase. Florida homeowners insurance rates vary significantly by roof age, construction type, and proximity to flood zones.

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Tell us your target price and which neighborhood within Pennbrooke Fairways. We will run the complete all-in annual cost and compare against two or three alternative communities at your price point.

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