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Wilmington, NC · New Hanover County · Age-Targeted · Golf · Waterway Access

Porters Neck Plantation

Established golf and waterway community in north Wilmington with Intracoastal Waterway access, an 18-hole golf course, and the Porters Neck Country Club. Age-targeted rather than deed-restricted.

~$180/moHOA / Month
$500K–$700KPrice Range
~0.60%New Hanover Co. Tax
OverviewTrue CostWilmington Hub

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Amenities

Porters Neck Country Club (separate membership)
18-hole golf course
Tennis and pickleball
Pool and fitness
Intracoastal Waterway access
Walking trails
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True Monthly Cost

All-in monthly cost — $575K Porters Neck Plantation home

HOA fee~$180/mo
New Hanover Co. property tax (~0.60%)~$288/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$818–$1088/mo
New Hanover County Tax + NC 65+ Homestead ExclusionNew Hanover County effective rate ~~0.60%. NC residents 65+ meeting income limits can file Form AV-9 to reduce taxable value — saves $300–$800/year. File annually with New Hanover County Tax Administration.
Coastal NC Insurance — budget $200–$420/monthWind/hail coverage in Brunswick and New Hanover counties runs 2–4x inland NC rates. Factor it before comparing Wilmington against Charlotte or Raleigh-Durham communities.

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We can run your New Hanover County tax estimate and coastal insurance reality check.

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