Castle Rock CO · Douglas County · Built 2020–Present

Regency at Montaine — True Annual Cost

HOA · Douglas County · Colorado property tax · All-in monthly

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HOA Fee

Regency at Montaine HOA: verify with Toll Brothers. Toll Brothers Regency communities typically run $200–$350/month. Covers clubhouse, pool, fitness, pickleball, common areas. The premium build quality may result in slightly higher HOA for maintenance standards vs production builders.

Douglas County — Best Rate in Metro Denver

Property Tax — Douglas County (~0.55% effective)

$650K home, standard homestead~$3,575/yr
$750K home, standard homestead~$4,125/yr
$900K home, standard homestead~$4,950/yr
$750K home, with 65+ senior exemption (10yr+)~$3,575/yr
vs Arapahoe County same price (annual savings)~$375/yr
20-year Douglas vs Arapahoe advantage~$7,500
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All-In Monthly

All-In Monthly Estimate

Mortgage (30yr, 6.5%, 20% down, $750K)~$3,791/mo
HOA fee~$275/mo
Property tax (monthly)~$344/mo
Insurance (hail coverage)~$275/mo
Total all-in monthly~$4,685/mo

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