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Sunset Beach, NC · Brunswick County · Active Adult · Golf · Affordable

Sea Trail Plantation

Value-tier active adult community in Sunset Beach with golf access, Brunswick County tax, and proximity to both Sunset Beach and the Myrtle Beach corridor. Among the most affordable communities in the market.

~$150/moHOA / Month
$275K–$550KPrice Range
~0.50%Brunswick Co. Tax
OverviewTrue CostWilmington Hub

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Amenities

27-hole golf course (resident access)
Pool and fitness center
Tennis
Walking trails
Lawn care included
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True Monthly Cost

All-in monthly cost — $400K Sea Trail Plantation home

HOA fee~$150/mo
Brunswick Co. property tax (~0.50%)~$167/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$667–$937/mo
Brunswick County Tax + NC 65+ Homestead ExclusionBrunswick County effective rate ~~0.50%. NC residents 65+ meeting income limits can file Form AV-9 to reduce taxable value — saves $300–$800/year. File annually with Brunswick County Tax Administration.
Coastal NC Insurance — budget $200–$420/monthWind/hail coverage in Brunswick and New Hanover counties runs 2–4x inland NC rates. Factor it before comparing Wilmington against Charlotte or Raleigh-Durham communities.

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We can run your Brunswick County tax estimate and coastal insurance reality check.

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Free Consultation · Vetted Agents · No Obligation

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the right 55+ community?

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