Bradenton FL · Manatee County · Built 1989–2006 · Age-Targeted

Tara Golf and Country Club — True Annual Cost

HOA · Manatee County · CDD · All-in monthly

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Cost Structure — Three Components

Tara has three separate costs beyond mortgage and insurance: (1) HOA fee, (2) Class A golf membership dues, (3) property tax. Verify all three current figures before budgeting.

Manatee County Property Tax

Property Tax — Manatee County (~0.88% effective)

$300K home, standard homestead~$1,800–$2,100/yr
$450K home, standard homestead~$2,800–$3,100/yr
$700K home, standard homestead~$4,400–$4,800/yr
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All-In Monthly (mid-range $400K home)

All-In Monthly Estimate

Mortgage (30yr, 6.5%, 20% down, $400K)~$2,022/mo
HOA fee (verify)~$300/mo est.
Class A membership dues (verify)~$400/mo est.
Property tax (monthly)~$233/mo
Insurance~$250/mo
Total all-in monthly~$3,205/mo
Non-golfer warningIf you do not play golf, Tara’s mandatory Class A membership adds approximately $4,000–$6,000/year in unavoidable costs. Compare the all-in with golf dues vs a similarly-priced non-golf community before deciding.

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