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Loudon, TN · Loudon County · ~5,000 Homes · Tellico Lake · 3 Golf Courses

Tellico Village

The flagship East Tennessee retirement community — 5,000 homes on Tellico Lake with three 18-hole golf courses, a marina, yacht club, and the most complete active adult lifestyle infrastructure in the region. 35 miles southwest of Knoxville.

~5,000Homes
~$180/moHOA / Month
$200K–$800K+Price Range
~0.55%Loudon Co. Tax
OverviewAmenitiesTrue CostEast TN Hub

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Overview

Tellico Village is the cornerstone of East Tennessee retirement living — a 5,000-home community on Tellico Lake built starting in the 1980s and now fully mature with an established social infrastructure. Three 18-hole golf courses (Toqua, Tanasi, Kahite), a marina, yacht club, and multiple POA-managed amenity centers serve a resident population that has been here long enough to have developed deep community bonds and a comprehensive calendar of events and clubs.

The price range — $200K to $800K+ — is unusually wide for a 55+ community. Entry-level homes are genuinely affordable; lake-access and golf-view lots command premiums. For buyers who want to spend more, there are options. For buyers who want to spend less than any other major retirement community in the Southeast, Tellico Village delivers.

The location — 35 miles southwest of Knoxville via US-321 and TN-72 — puts residents outside the Knoxville metro proper. Downtown Knoxville is 45–50 minutes. The UT Medical Center is 40 minutes. Loudon County’s ~0.55% effective property tax rate is among the lowest in Tennessee.

Loudon County Property Tax Freeze for SeniorsTennessee’s Property Tax Freeze program locks your tax bill at its current level for qualifying residents 65+ meeting income thresholds. In a rising market, this is meaningful protection against escalating carrying costs. Verify current Loudon County thresholds with the county assessor after purchase.
Zero Tennessee State Income TaxTennessee eliminated all state income tax in 2021 — no tax on IRA withdrawals, pensions, Social Security, or investment income. For retirees drawing $60K–$120K/year from tax-deferred accounts, this is worth $3,500–$7,000/year vs states with 5–6% income tax rates.
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Amenities

Toqua Golf Course (18-hole)
Tanasi Golf Course (18-hole)
Kahite Golf Course (18-hole)
Tellico Village Yacht Club and marina
Multiple clubhouses (Tellico Village POA)
Indoor and outdoor pools
Fitness centers across multiple locations
Tennis and pickleball courts
Walking and biking trails
Tellico Lake access — swimming, boating, fishing

True Monthly Cost

All-in monthly cost — $400K Tellico Village home

HOA fee~$180/mo
Loudon Co. property tax (~0.55%)~$183/mo
Homeowners insurance (inland TN — low risk)~$75–$130/mo
Utilities~$150–$210/mo
State income tax$0 — zero TN income tax
Total monthly carrying cost (excl. mortgage)~$588–$703/mo

Right For / Not Right For

Good fit if you:

  • Want the most complete lake lifestyle in East Tennessee at any budget
  • Want golf — three courses on-site
  • Want the largest social community in the region (5,000 homes)
  • Want genuinely affordable entry price with room to upgrade

Not right if you:

  • Want to be close to Knoxville city amenities — 45 min drive
  • Want new construction — this is a mature resale market
  • Want a small intimate community scale

Questions About Tellico Village?

We can run your Loudon County tax estimate, Tennessee income tax savings, and true all-in cost comparison.

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the right 55+ community?

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