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Wilmington, NC · New Hanover County · 55+ · Age-Restricted · Gated

The Village at Mott's Landing

True 55+ age-restricted gated community in Wilmington — one of the few deed-restricted active adult communities in New Hanover County. Pool, fitness, and the Wilmington city address with NHRMC hospital proximity.

~500Homes
~$220/moHOA / Month
$350K–$575KPrice Range
~0.60%New Hanover Co. Tax
OverviewAmenitiesTrue CostWilmington Hub

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Overview

The Village at Mott's Landing is one of the few true 55+ deed-restricted communities in New Hanover County — a distinction that matters for buyers who specifically want the age-restriction and its associated community culture. The gated entry, active social calendar, and Wilmington city address are the primary draws.

New Hanover County’s ~0.60% tax rate is higher than Brunswick County alternatives, but buyers get genuine Wilmington proximity: NHRMC (Novant Health New Hanover Regional), Wrightsville Beach at 20 minutes, and downtown Wilmington’s restaurants and riverfront at 15 minutes.

New Hanover County Property Tax — NC 65+ Homestead ExclusionNew Hanover County effective tax rate is approximately ~0.60%. NC residents 65+ with income under the threshold can file Form AV-9 with New Hanover County Tax Administration to reduce taxable assessed value. The exclusion saves $300–$800/year for qualifying buyers. File annually — it does not renew automatically.
NC Coastal Insurance — the cost that shocks buyers from inland marketsHomeowners insurance in coastal Brunswick and New Hanover counties runs $2,400–$5,000+/year depending on distance from the water, home value, and wind/hail coverage. This is 2–4x higher than NC inland markets like Charlotte or Raleigh-Durham. Factor it as $200–$420/month when calculating all-in carrying cost. Buyers from Florida will recognize this pattern; buyers from the Midwest or Northeast often don’t.
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Amenities

Gated entry
Clubhouse with pool and fitness center
Tennis courts
Walking trails
Community gathering spaces
Active social calendar
Lawn care included in HOA

True Monthly Cost

All-in monthly cost — $450K The Village at Mott's Landing home

HOA fee~$220/mo
New Hanover Co. property tax (~0.60%)~$225/mo
Homeowners insurance (coastal NC)~$200–$420/mo
Utilities (NC — mild winters)~$150–$200/mo
Total monthly carrying cost (excl. mortgage)~$795–$1065/mo

Right For / Not Right For

Good fit if you:

  • Specifically want deed-restricted 55+ community in New Hanover County
  • Want Wilmington city address and NHRMC hospital access
  • Want established age-restricted social community

Not right if you:

  • Want Brunswick County’s lower tax rate
  • Want Del Webb scale and amenity package
  • Want golf or waterfront setting

Questions About The Village at Mott's Landing?

We can run your New Hanover County tax estimate and coastal insurance reality check before you tour.

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Free Consultation · Vetted Agents · No Obligation

Ready to take the next step on
the right 55+ community?

Connect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.

Connect with a Specialist →
Personally vetted by the Nova55Living founderNo scripts. No pressure.Always free